Investing in China

Links to 3 ETFs:

KWEB
GXC
MCHI

Universal Corporation

Little know companies that are not talked about much, but perform well. Universal corp is a Virginia based company in the B2B end of things. Selling tobacco leaves they have increased their dividend 47 years in a row.

General Motors Paid me Today

Do you think the New C8 Corvette will Boost GM stock ? Let me know in the comment section below.

Streaming Wars ? My case for HBOMAX

A recent survey by Bank of America shows that Disney plus has not affected Netflix much at all. Only 6.5% of Disney+ subscribers intend to cancel their Netflix accounts, and 65% of respondents do not consider Disney+ a substitute for Netflix. .

I said this before months ago when everyone was talking about the streaming Wars. Disney plus is not an accurate comparison to Netflix either on a Content level are on the level of competition.

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Netflix to me is more similar to HBO, yes that's what I just said HBO and the reason I say that is if you look at HBO as a service HBO is a TV network that requires a subscription it is not supported by ads it has original content original series but it also shows movies. Netflix does the same thing. 

Disney Plus on the other hand is primarily geared towards kids Disney is known for making kid movies and when you look at the lineup that's available on Disney plus it's pretty much Disney animated movies, Pixar and Marvel movie which for me is more of a niche segment.

Netflix has a much broader audience. Netflix caters to both kids and adults. They also have domestic markets as well as International markets. 

Recently Netflix announce the numbers for their International sales and these numbers were so compelling it caused the stock to Skyrocket again putting to rest concerns fears  that Disney plus would have significantly impacted Netflix.

Disney plus announced when it was launched that they had 10 million plus subscribers sign up. What they did not tell you was that a lot of these subscribers were free subscribers and they were  coming over from their existing system which is Hulu.

Hulu has been unsuccessful in trying to surpass Netflix as the dominant streaming service for years.

This coupled with the fact that Disney plus is more of a niche product indicates that no time soon will Disney plus surpass or even come close to the level of subscribers that Netflix has.

I think Netflix's biggest competition is going to come from HBO Max.

The reason I say this is because of what I stated before I think Netflix was based on the business model of HBO. 

AT&T owns HBO Max. I'm pretty sure that AT&T will use a similar strategy to that of Disney + and of Apple.

Which is to offer HBO Max service free for probably year to it's already 153 million cell phone subscribers. After which they will start to charge a fee. 

Now apple has a similar strategy planned when Apple decides to launch the Apple TV service. They will also offer the service for free for I believe the first Year to everyone who pretty much has an iPhone, which I'm going to assume if it is not comparable to the amount of people who own the AT&T service that it would surpass it.  

However content is where AT&T is going to separate itself with its HBO Max service.

When you hear in the name HBO Max it's kind of disarming in the sense of the streaming Wars.

The first thing comes to mind is that the service will have all HBO series and movies that are currently available on HBO which sounds you know very similar to what Netflix has to offer. However AT&T who also owns Warner media.

Warner media is the parent company of Warner Brothers. Warner Brothers is that big gold WB logo that you see before almost every major movie, in addition to that Warner media also owns Newline Cinemas which is the production house that created the hit movie series Friday in addition to other great movie titles.

At $15 a month HBO Max will be available at a Premium. However this I think will be well worth it based on the amount of movies that you will have access to.  Most of these movies from Warner media and Newline Cinemas has been on Netflix or are currently on Netflix. The difference is with Netflix these movies are available for a specific time frame.

On HBO Max these movies will be available all the time for your streaming pleasure. Which justifies the premium pricing of $15 per month.

Disney + priced out there service at roughly about $6 per month and everyone lamented on how cheap the service was and all the movies that you are going to get. The Disney plus service was priced at roughly $6 because they know that their offering was very limited. Disney plus is a niche service. It is not abroad service like Netflix and it's definitely not a broad service like HBO Max.

So will HBO Max de-throne Netflix ?

The answer is no. However when you compare Disney plus to HBO Max the latter of the two is definitely in a better position to chip away at the dominant fabric of Netflix.

Let me know what you think about the streaming Wars and the comment section below

Boeing stock is being crushed today.

Boeing stock is being hammered today on news that they are possibly considering stopping production of the Boeing 737 Max plane.

Being that Boeing represents 6% currently of my portfolio I can look at this one of two ways the first way to look at it at is that my portfolio is being hammered and I'm losing money. Panic and sell off My shares.

The second way to look at this is the fact that Boeing is on sale today and I should try to purchase more shares.

Let's face it Boeing is not going anywhere anytime soon. Commercial airlines and several governments around the world depend on the products that Boeing creates. 

Today's dip in price represents an opportunity for dividend investors who were looking to get in but the bar to entry for Boeing was too high. 

Currently the stock price is at $328 which is well below the $333 that I paid per share for my for my 4 shares of Boeing. The 52 week high for Boeing is $446.01. 

I will try to see if I can scale up today by purchasing at least two more shares.

Once the 737 max issue is resolved then I feel confident the stock will go right back up.

AMD UP 7.9% TODAY

Amazon and Jump behind new AMD chip for their cloud servers.

Trump Signs Trade Deal with China

Sorry if you were waiting on that Dec 15th Tariff Day Sale. 

Trump Signs Trade deal !

Robinhood Announces Fractional Shares

Okay so today Robinhood announced fractional shares.

That's right Robinhood the app with 10 million + users, today announced that they will be allowing their users to purchase fractional shares.

This is going to huge for Robinhood and will only serve to drive more users to the app.

Previously Robinhood had competition from companies like Stash which pretty much allows you to buy fractional shares of ETFs and some stocks. But Stash was never really much of a threat.

There are 3 main apps that's competing for the investment funds of Millennials and these are apps are M1 finance, Webull and Robinhood which is the largest of all three apps

Robinhood 's biggest competition I think was from M1 Finance. M1 Finance allows you to buy fractional shares and buy whole individual shares of pretty much any stock and it also allows you to reinvest you're dividends into fractional shares as well re-balance your portfolio and reinvest dividends in your under weighted holdings.

These features made M1 finance a real treat to Robinhood who did none of these things and as a result they garnered a few of Robinhood users who switched or opened up a M1 finance account.

Well today is the day that Robinhood claps back.

Back when Charles Schwab announced that they were going to acquire TD Ameritrade. I suggested on this blog that maybe Robinhood should think about acquiring M1 Finance, well I guess instead of acquiring M1 Finance they have decided to pretty much launch a counter-attack.

Let me know what you think of Robinhood announcing fractional shares today in the comment section below. Please like and share thank you.

How to Track Your Dividend Payments in 2020

In this video I show you How to Track Your Dividend Payments in 2020 using Google Sheets. Enjoy !! Please like and Share !

Big Blue Paid me Today

Big Blue paid me today for being a share holder. 

TICKER: IBM

DIVIDEND PER SHARE: $1.62

FREQUENCY: QUARTERLY 

IBM has been around for a very long time. 96 years to be exact as it started in 1924.

IBM has reinvented itself several times over. Today IBM's mode of operation is based around artificial intelligence and cloud computing. 

They have a new artificial intelligence system call Watson which is very groundbreaking. Watson has actually been featured on Jeopardy and has actually beat some of the best players on Jeopardy.

They are also making Waves in the cloud computing industry. Recently they announced a partnership with Bank of America to create a financial cloud.

Another thing you should know about IBM is that IBM holds the record for the most amount of patents held by a company in the USA for 26 years in a row as of 2019. IBM has patented things as simple as the floppy disk and as great as the ATM or the automated teller machine. 

I own IBM because I believe that IBM is one of the great tech companies and will continue to do well and will continue to innovate.

So many companies today even large tech companies use IBM's patented Technologies on a day-to-day basis and I only see IBM getting bigger and bigger in the future as long as they keep the focus on cloud computing and artificial intelligence.

Artificial intelligence is huge now.  It is a way that a machine can parse large volumes of information a lot faster and more efficiently than a human being for example if you're looking for a particular record as a human you could probably look through 500 records in a day.  An artificial intelligence computer can actually look through a hundred thousand records within a matter of minutes analyze the data and bring back correct recommendations. 

IBM's Watson A.I is being used by financial institutions, insurance companies as well as medical institutions right now.

The company has a nice dividend yeild of 5.46% or $1.62 per share and they also have a huge track record of increasing the dividends yearly for the last 19 years.

Most of you guys know I'm big on tech stocks but most tech stocks do not pay a dividend.

IBM along with Microsoft and a few others are some of the unicorns in this aspect.

I fully intend to hold onto IBM stock and double My holdings in 2020.

Simply because I see the potential of the company. 

Please let me know what you think of IBM in the comment section below thank you

Boeing Slapped with $3.9 FAA fine for brittle parts !

So Boeing (BA) is in the news again today for receiving a $3.9 million dollar fine from the Federal Aviation Administration(FAA) for failing to identify defective parts that were added to a batch of newly made 737 planes 133 of them.

A slat track serves as a mechanical arm which opens and closes slat panels on the plane wings these panels are responsible for aiding in the Ascension and descension off the plane during flight. 

Boeing was notified that the parts were defective by the manufacturer because they failed a quality test and could be considered as brittle however somehow they were still included the defective slat tracks in the recently manufactured Boeing 737 narrow body planes.

This was identified by the FAA on inspection prior to the plane being certified for commercial use. 

The FAA was called in to test the planes after Boeing certified that the planes were airworthy.

This adds as a new problem for Boeing  who is already  going through issues with their 737 Max after 2 crashes. Shares are down almost 1% today.

NEW VIDEO IS UP ON YOUTUBE: In this episode i go over How to Create a PIE Chart for your Robinhood Portfolio. Enjoy !! Please like and Share !!

Pepsi makes a go for healthy

Pepsi adding some healthy choices to the empire.

My First dividend payment for December 2019

My First dividend payment for December 2019 came in from Arbor Reality Trust which is a REIT.

TICKER: ABR
DIVIDEND PER SHARE: $0.30
FREQUENCY: QUARTERLY 

PRICE PER SHARE: $15.16

I first did a video review of Arbor Reality back in September of 2019. 

The stock was trading around $13.08 per share back then. Since that the stock has grown 15% + up to the current price now of $15.16 per share.

If we look at the line chart above we can see that over the five-year period Arbor has also grown 121% , while still paying a pretty high dividend of7.92% currently.

Arbor Realty Trust has consistently increased their dividends for the last 8 years since 2012, as you can see from the line chart above.

A look in the dividend tracker above shows the dividend payments per year has increased every year since 2012. 

if you notice there's a similarity between the line chart of the actual stock and the dividend payment history line chart. Both appear to be going up a hill. Which indicates that they are steadily increasing dividends year-over-year and stock is on the same path of growth.

These are the kind of characteristics that I look for when purchasing a dividend stock.

I love the fact that Arbor has good growth over a five-year period and also over that same five-year period They have steadily increase their dividends.

Currently the dividend price is $0.30 per share and when you take into consideration that the stock is only trading at $15 per share right now that is an amazing dividend yield.  

An unrelated stock by comparison: Bank of America stock the ticker is BAC trades right now for $33 per share and the dividend payment is only $0.18 per share so you are clearly getting a lot of bang for your buck by investing in Arbor Reality.

But don't take my word for it.  Do your own due diligence go to the Arbor reality website and go over the financials. Look at the quarterly Reports, look at the annual reports and then use this information to make your decision.

Also don't just be a numbers geek. Look at the modus operandi of the company to see if you actually like their business.

See if the way the company operates make sense to you logically.

Because a company can have perfect financials on the books but the business model is fading or it makes no sense whatsoever and they have no means to protect themselves against competition.

Thank you so much for reading this article let me know what you think about Arbor

 reality in the comment section below.

Top 5 ETF's to own in 2020

CLICK THE IMAGE ABOVE TO WATCH THE FULL VIDEO REVIEW

What's up guys today we're going to take a look at 5 ETF's  that you should own in 2020.

The first ETF is NOBL. This ETF keeps a track off all the dividend Aristocrat companies in the S&P 500. the total Holdings inside this ETF is 57 companies. The the price per share is $74.68 and it has a fee of 0.35%.

The second ETF is USRT this ETF covers REITs (Real Estate Investment Trust ). It has a total of holding 158 different companies. The price per share is $55.48 and the fee for this ETF is 0.08%.

The next ETF is ITA and this ETF specializes in the Aerospace and Defense segment. It has a total holding of 38 companies and has a fee associated with it of 0.42%. The price per share is $231.41.

The next ETF is Blvd and this is a Government Bond ETF the price per share is $102.13 and this ETF pays a monthly dividend off $0.28 per share. Currently the fee for this ETF is 0.07%.

The final ETF on the list is IAU and this is a ETF that specializes in the commodity Gold. The current price per share is $13.98 it has a fee of 0.25% and with this ETF you are actually investing in physical gold that is held in Vaults around the world.

RELATED LINKS:

A PIE CHART OF ALL MY HOLDINGS

NOBL - DIVIDEND ARISTOCRATES  ETF

USRT - REITS ETF

ITA - AEROSPACE & DEFENSE ETF

BLV- GOVERNMENT BONDS ETF

IAU - GOLD-  COMMODITY ETF

ALTERNATIVE ETFS:

VNQ - VANGUARD REIT ETF

XAR - SPDR - AEROSPACE & DEFENSE ETF

LQD - ISHARES CORPORATE BONDS ETF

GLD - SPDR - GOLD - COMMODITY ETF